The auto insurance companies want your money! We'll help you decide which car insurance quote is right for you!

You Know You Need Auto Insurance.... But With So Many Options and Companies. How Do You Make Sense Of It All? Simple: Use this free site to compare all the major auto insurance companies, instantly and painlessly. All you need to do is enter a few simple details, and right away you'll see exactly what the major auto insurance companies can really offer, and what will work best for you and your situation. Get your free quotes right now

There are literally thousands of auto insurance companies and it can sometimes seem like a mindfield deciding which ones offer the best service and value for your car insurance needs.

According to the Insurance Information Institute auto insurance companies are projected to increase the cost of auto insurance to an average consumer expenditure of $898 per year in 2004. That represents an increase of $51 per vehicle, or 6% over 2003 rates. And compares to nationwide averages of $718 in 2001.

It is also interesting to look at the breakdown of those figures, and which states are particularly cheap or expensive. The most expensive state to live in for 2001, as least as far as car insurance is concerned, for example was New Jersey, where the average amount handed over to auto insurance companies was $1,027.71. The cheapest was South Dakota where the average car insurance cost was $510.42. A really quite dramatic difference that illustrates that the location you live in the United States can affect your insurance premium by upwards of 50%!

Of those moneys that go to pay the insurance companies in 2002 the Insurance Information Institute estimated that 75% went on claims, 23% on expenses such as commissions to brokers etc and 1% each on Tax and Profits. It is also sobering to realise that out of the total money paid to auto insurance companies in premiums that $13 out of every $100 is spent on Lawyers fees. So it is well worth considering what effects a car accident could have on your bank balance if the other party decided to sue for damages. We consider the different aspects of what you should be considering with your auto insurance here, and also present some good auto insurance companies that you might want to consider for a quote.

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