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Your beautiful motor car needs the protection of some comprehensive
classic car insurance and the good news is that it needn't cost
the earth!
Classic car insurance ensures that your 1967
Chevrolet Chevelle, Camaro, Impala or whatever type of classic car
you have, is proteced. And lets face it, you do need specialist
classic car insurance, because this is not like insuring your normal
automobile where it comes with the manufacturers warranties. With
a classic car you may have lavished much love (and money) on its
maintenance, but if something goes wrong with it then ultimately
it is down to you to fix it. And that could be expensive.
Nevertheless, before we discuss the specifics,
and expense of classic car insurance, and why it is worth getting
some classic car insurance quotes. Let's consider some of the cars
you might be insuring. Here is a list of America's most wanted classic
cars as of Feb 2004 according to a leading automotive website (buyclassiccars.com):
1/ 1965 - 1970 Chevrolet Chevelle
2/ 1967 - 1969 Chevrolet Camaro
3/ 1958 - 1967 Chevrolet Impala
4/ 1967 - 1969 Ford Mustang
5/ 1955 - 1957 Chevrolet 210/Bel Air
6/ 1965 - 1966 Ford Mustang
7/ 1965 - 1969 Pontiac GTO
8/ 1968 - 1970 Dodge Charger
9/ 1969 - 1970 Plymouth GTX
10/ 1967 - 1969 Chevrolet Corvette
Makes your mouth water doesn't it! There
are a number of differences between classic car insurance and normal
auto insurance. The first of these
is that most classic car insurance quotes will limit your annual
mileage. So be careful if you drive your chevrolet or ford regularly
to ensure that the mileage is not too restrictive. Secondly, many
policies will also have restrictions that will limit or prohibit
'normal' driving, for example as your regular mode of transport
to and from work. Thirdly, where you park it is a consideration.
Normally it will need to be parked in a garage.
Sounds restrictive? Possibly. But then there
are several advantages to classic car insurance that you won't get
with regular auto insurance. The first is that normal auto insurance
does not guarantee a value for your car at the time of the loss,
classic car insurance will. Secondly, far greater flexibility in
which repair shop fixes your car. You spent a lot of your precious
time on that car, and if it gets damaged you want it repaired correctly,
to your specifications. Classic car insurance is ideal for that
scenario. Thirdly, classic car insurance premiums will usually only
cost a fraction of regular auto insurance so you will likely save
money.
So, it is well worth getting some classic
car insurance quotes and seeing what is on offer.
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