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Your beautiful motor car needs the protection of some comprehensive classic car insurance and the good news is that it needn't cost the earth!

Classic car insurance ensures that your 1967 Chevrolet Chevelle, Camaro, Impala or whatever type of classic car you have, is proteced. And lets face it, you do need specialist classic car insurance, because this is not like insuring your normal automobile where it comes with the manufacturers warranties. With a classic car you may have lavished much love (and money) on its maintenance, but if something goes wrong with it then ultimately it is down to you to fix it. And that could be expensive.

Nevertheless, before we discuss the specifics, and expense of classic car insurance, and why it is worth getting some classic car insurance quotes. Let's consider some of the cars you might be insuring. Here is a list of America's most wanted classic cars as of Feb 2004 according to a leading automotive website (buyclassiccars.com):

1/ 1965 - 1970 Chevrolet Chevelle
2/ 1967 - 1969 Chevrolet Camaro
3/ 1958 - 1967 Chevrolet Impala
4/ 1967 - 1969 Ford Mustang
5/ 1955 - 1957 Chevrolet 210/Bel Air
6/ 1965 - 1966 Ford Mustang
7/ 1965 - 1969 Pontiac GTO
8/ 1968 - 1970 Dodge Charger
9/ 1969 - 1970 Plymouth GTX
10/ 1967 - 1969 Chevrolet Corvette

Makes your mouth water doesn't it! There are a number of differences between classic car insurance and normal auto insurance. The first of these is that most classic car insurance quotes will limit your annual mileage. So be careful if you drive your chevrolet or ford regularly to ensure that the mileage is not too restrictive. Secondly, many policies will also have restrictions that will limit or prohibit 'normal' driving, for example as your regular mode of transport to and from work. Thirdly, where you park it is a consideration. Normally it will need to be parked in a garage.

Sounds restrictive? Possibly. But then there are several advantages to classic car insurance that you won't get with regular auto insurance. The first is that normal auto insurance does not guarantee a value for your car at the time of the loss, classic car insurance will. Secondly, far greater flexibility in which repair shop fixes your car. You spent a lot of your precious time on that car, and if it gets damaged you want it repaired correctly, to your specifications. Classic car insurance is ideal for that scenario. Thirdly, classic car insurance premiums will usually only cost a fraction of regular auto insurance so you will likely save money.

So, it is well worth getting some classic car insurance quotes and seeing what is on offer.



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