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Speeding Ticket

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The True Cost of a Speeding Ticket could be a hike in your auto insurance premiums!
By: Wayne Patterson

Families with teenagers may face an economic disaster if the teen driver receives a citation. One traffic ticket for rolling through a stop sign could cost as much as $3000 in increased auto insurance premiums over the three years it remains on their record. The insurance industry considers young adults as teenagers until the age of 23.

The purpose of relating Mary and Jeffrey's stories is not for you to feel sorry for them. It is to impress upon you the severe consequences that may result from a traffic ticket. It is important to obey all traffic laws, not just for your physical protection but also for the health of your pocketbook. I have found that many people are more concerned about their pocketbook than their personal safety.

What should you do if you receive a citation? Never just pay a speeding ticket. Check with the clerk of court to see if you are eligible for traffic school, even if it is an out-of-state citation. Many states now accept online traffic school. Check to see if this is available in your state at

http://www.trafficschoolonline.com/?lcode=4013

If traffic school is not available then you or your attorney need to appear in court to contest the speeding ticket. Hiring an attorney may be your cheapest option when you consider the additional cost of you auto insurance. Check with your insurance agent to find out the consequences of the original charge being entered on your driving record. The American Bar Association says: "The best way for the majority of Americans to be able to assure themselves of legal assistance when they need it... is through a prepaid legal plan." For nationwide legal services contact

http://www.prepaidlegal.com/info/carolynpatterson

Drive safe and stay out of the "No Zone." Remember if you got it a truck brought it.

The author is not an attorney and this is not legal advice. If you need legal assistance consult an attorney.

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