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Insure Your Whole Business with Business Insurance
By: Craig Lock
A business requires so many types of insurance,
you may think "just one more" means "one too many."
There's Worker's Compensation and other liability insurances --
required by law. There's health insurance,
major medical, dental insurance,
vision -- vital parts of an adequate benefit plan. There's even
"key personnel" insurance that pays if certain members
of the team are unable to work due to illness or injury.
And, now, there's a new twist called prepaid
legal plans -- "courtroom insurance" you could call it.
If you think that this is the "one too many," you are
risking everything as certainly as you would if you dropped your
current insurance.
The American Bar Association says: "Americans
have come to view legal assistance as a necessity [and] the best
way for the majority of Americans to be able to assure themselves
of legal assistance when they need it... is through a prepaid legal
plan."
Although this kind of protection is just
catching on in America, it's a proven commodity in Europe, where
some 40 percent of the population has some type of protection. When
there's easy access to good legal advice, people more often settle
their problems without a court fight. Your business can have that
same security, because you'll know your rights will be protected,
whether it's an unfulfilled contract, a defective product, damaged
shipment or whatever!
Simply put, a pre-paid legal plan does for
attorney bills what an HMO does for doctor bills. The monthly fee
-- premium, if you wish -- varies by type of coverage and locality,
but is typically less than $1 per day. A small sacrifice for the
knowledge that you'll receive quality, comprehensive legal services
to protect your rights and provide you with peace of mind.
You can find more Health
Insurance Information here
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